Scott has been in the mortgage industry for over 10 years. He uses his experience and contacts to structure funding solutions for individuals and families buying residential property, weather it be a first home, second home or investment property. He graduated from the University of California at Davis and currently lives in San Diego with his wife and daughter. He enjoys fishing, swimming, the outdoors, the beach and spending down time with friends and family.
ABOUT ME
Refinance
Purchases
WELCOME HOME
YOU'VE COME TO THE RIGHT PLACE FOR A HOME LOAN WITH A GREAT RATE AND THAT FITS YOUR SPECIFIC NEEDS
SERVICES
Primary, Second or Investment Homes
Single Family Residence, Condo, Townhome, 2-4-unit properties
Conventional, VA, FHA, USDA
Fast processing and closing
First Time Homebuyer Guidance
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Shorten your term
Lower your interest rate
Lower your payment
Change from Adjustable to Fixed rate
Cash out
Home Equity Line of Credit
Home Improvements
Pay off other debt
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Pre-Approval
Not sure where to start? Get pre-approved in just minutes. We'll run your credit report, collect Tax Returns, W2's, Paystubs and Bank Statements to calculate how much of a house you can afford. A pre-approval letter will let the seller know your a quailifed buyer and take your offer more seriously.
SERVICES
Pre-Approval
SERVICES
I've done several refi loans with Scott and have always been very happy with the rates. I even turned down doing business with my brother in law as he couldn't match Scott's rate and lender credit. I was able to refinance my loan with no closing costs. I would highly recommended calling doing business with him if you are looking for the best deal.
TESTIMONIALS
Purchases
TESTIMONIALS
Veronica T.
Scott Kerr was exceptional! He not only helped us with our loan application, vut also gave us great information regarding our home purchase. He was very professional and although we never met in person he made us fee comfortable and gain thatvtrust in him to help us meet our needs in this complicated paperwork filled process. He definetly deserves 5 starsfor his hard work, dedication, customer service, and professionalism. I know I was and will still be able to count on him for financial needs. He was available during normal business hour of operation vut also during weekends and even holidays. Thank you for all you help! Greatly appreciated.
Robert M.
Scott was friendly, professional, and comunicated with me and my wife in a very effective way. From the aplication through the whole process we could see what was happenning and what we had to do next. Scott went beyond being the lender but was helpful to understand me and my wife needs.
Michael B.
Cindy M.
I will always refer Scott to my friends and family. He did an awesome job on both of my loans and have helped several of my friends. He is personable and honest about what he can do for any situation.
Jose C.
Scott offers outstanding follow up and responsiveness. He is extremely honest and will guide you down the right path or even let you know if what he can offer isn't as good as you are getting elsewhere. I was hesitant to work with him because he is a smaller boutique lender but I made the right choice. He was very easy to get ahold hold to answer my question, unlike most big lenders. Very refreshing and I'd highly recommend him!
